Starling plans to launch its ‘banking-as-a-service’ product into Europe next year.

Subject to regulatory approval, the solution will be made available in the EU, including France, Germany, The Netherlands and Spain.

‘Starling as a Service’ will enable businesses to build their own financial products on its banking platform, such as savings or current accounts, integrated digital wallets, kids’ cards and debit cards. 

Starling will handle the technical and regulatory demands behind the scenes. 

“The thriving technology and FinTech scene in European markets makes them a great fit for the culture of innovation at Starling, and therefore a natural space for us to offer and develop our solutions in Europe,” said CEO Anne Boden.

“We have seen a consistent and growing demand for digital financial services, further accelerated by extended lockdowns and a shift in consumer behaviours in key European markets, and it is clear that Starling can power new and exciting opportunities for businesses across Europe.”

Starling launched its banking-as-a-service product in the UK in 2018 and already has 25 payment and banking services customers, including Raisin, CurrencyCloud, Moneybox and Vitesse.