FinTechInvestment

Logistics-embedded finance platform CapRelease has completed a £27 million combined debt and equity funding round to accelerate its growth across the UK and prepare for international expansion.

The announcement follows the company’s £1.7m pre-seed round earlier this year, cited as one of the largest early-stage LendTech raises in Europe in the past two years. 

The new round includes a £25m senior debt facility from Partners for Growth (PFG) and £2m in equity led by a global FinTech-focused family office with holdings in leading UK neobanks.

A second equity close is planned for Q1 2026 to support initial entry into the United States.

The fresh capital will be used to scale the London-based firm’s footprint across the UK, deepen integrations with logistics providers and retail technology platforms, strengthen its position in the eCommerce value chain, while also advancing the company’s proprietary underwriting and risk infrastructure ahead of its planned US expansion next year.

With the UK eCommerce market estimated at around £180 billion in 2025, CapRelease is targeting a persistent funding gap faced by online retailers who can be excluded from growth finance by outdated credit scoring, slow underwriting and heavy security requirements. 

Listed data firm 1Spatial to be taken private in £87m deal

The platform aims to deliver faster, more flexible and non-dilutive working capital without personal guarantees and with stronger collateral protection.

“This raise represents a significant step-change for CapRelease, the logistics ecosystem and for funding eCommerce retailers,” said Jack Williams, founder & CEO of CapRelease. 

“By combining multi-source AI/ML data intelligence with a modern infrastructure approach to risk, we are helping retailers unlock capital with more confidence and less friction.”

Richard Osborne, investment director at Partners for Growth, added: “We’re excited to partner with CapRelease at this pivotal moment. 

“The strength of the team’s expertise across credit, logistics, and technology has enabled a globally distinctive lending and distribution model with the potential to reshape how eCommerce businesses access capital. 

“We’re proud to support them on the journey ahead as they continue to scale.”

Panache Cruises sails away with £2.75m refinance deal