Loqbox and Blackbullion have partnered to help more than 450,000 students build stronger financial futures through accessible credit-building tools and curriculum-linked financial education.

The partnership gives students across 100+ UK universities, colleges and businesses access to practical financial skills and the opportunity to start building credit responsibly while they study.

It comes as students face rising accommodation costs, increasing debt burdens and ongoing cost-of-living pressures, with 88% of them feeling hopeless about their financial situation.

Yet most are leaving education without the credit knowledge they need to navigate it. Nearly two-thirds (64%) of Gen Z wish they had learned more about bills and personal finance before leaving home, and many of them don’t understand how to build a strong credit history before they need one.

The consequences follow students long after graduation. A thin credit file can affect access to housing, mobile phone contracts, fairer borrowing rates and future financial opportunities.

Blackbullion is the UK’s leading student financial wellbeing ecosystem, helping students learn about money, access funding, and manage their finances with confidence. It featured in sixth spot on our FinTech 50 ranking last year.