Sencillo, a new FinTech focused on responsible education finance, has raised more than £350,000 in pre-seed funding in a round led by Fuel Ventures, with the raise still open to more investors.

The startup is building a platform to help parents plan and manage the full cost of a child’s education, from nursery through to university, at a time when annual spending can run from a few thousand pounds for childcare to more than £22,700 a year for higher education including living costs.

Its marketplace will initially offer unsecured credit products linked to planning tools, with parents able to map future costs, factor in savings or family support and access tailored finance paid directly to schools or universities.

Founded by former Pigzbe co-founder and EY innovation lead Adam Amos, it is positioning itself as a clearer, more transparent alternative to today’s fragmented education funding options, including for families facing pressures such as VAT on private school fees and SEND-related accessibility gaps.

The new capital will support team growth, platform development and a planned launch in early 2026.