Published: January 14, 2026 at 12:26 pm
AI-powered credit technology company Abound has expanded into the UK mortgage market after acquiring Ahauz, a specialist lender focused on shared equity mortgages.
Under the deal, which is Abound’s first acquisition, Ahauz will continue operating with its existing specialist focus, while gaining access to Abound’s capital and its AI-led underwriting approach.
This uses Open Banking data (with customer consent) to assess affordability beyond traditional credit scoring models.
The London-based FinTech said the move is aimed at building a broader suite of homeowner finance products, giving borrowers access to more flexible mortgage and loan options designed to better reflect real household circumstances.