Zilch has appointed Florence Quirici as chief corporate affairs officer, joining the executive leadership team to lead global communications and public affairs.

Quirici joins from the Conservative Party, where she served as senior business advisor, and previously held senior public policy roles at Bloomberg and Standard Chartered.

The appointment comes as Zilch prepares for its next phase of international growth following the acquisition of Fjord Bank and the launch of its European banking licence.

With almost 6 million registered customers, over £7 billion in retail sales processed to date, and over £200 million annual revenue run rate, the company is gearing up to extend its model beyond the UK.