Published: November 6, 2025 at 3:58 pm
The decision to hold rates, despite inflation tracking at 3.8% and rising uncertainty in the labour market, underlines the cautious approach the Bank of England is now adopting.
Although many expected a cut, the decision to pause indicates that the MPC (Monetary Policy Committee) is paying close attention to divided internal views and the political and fiscal backdrop ahead of the Autumn Budget.
From a specialist lending perspective, it means finance costs remain elevated and confidence may stay subdued until clearer signals emerge on the next move.