InsurTech 50: Vote for the most innovative UK insurance tech firms

It’s time to help decide BusinessCloud’s InsurTech 50 ranking for 2026.

The annual ranking celebrates the UK’s most innovative startups, scaleups and established firms creating original technology for insurance advice, products and claims.

We have shortlisted 92 firms for potential inclusion. The final InsurTech 50 ranking will be determined by a combination of reader votes and selections from an expert judging panel.

Browse the shortlist below and vote for the company you believe to be the most innovative. Voting will run for seven days, ending at 23:59 on Sunday 4th October.

The final InsurTech 50 ranking will be published online on Monday 19th October. Subscribe to our daily email tech innovation newsletter via the dropdown below when you vote to be among the first to see the results.

Your vote

InsurTech 50 shortlist

Company	HQ	Region	Description
Acturis	London	Greater London	Software-as-a-Service provider to the insurance industry
Addresscloud	Cambridge	East of England	Software services to geocode and risk-assess addresses
AkinovA	London	Greater London	Electronic marketplace for transfer and trading of insurance risks
Albany Group	London	Greater London	Risk and intelligence software for insurance industry
Anansi	London	Greater London	Platform that catches invoice errors, insures shipments and resolves every claim related to late-mile deliveries
Arma Karma	Colchester	East of England	Insurance subscription covering individual items such as gadgets
Arrow Risk Management	London	Greater London	MGA underwriting platform providing governance-driven, data-rich service
Artificial	London	Greater London	Infrastructure allowing brokers and insurers to trade risk
Artio	London	Greater London	Insurance on carbon credits with real-time risk monitoring for enhanced protection
Bamboo Connect	London	Greater London	Delivers device claims outcomes that protect reputations at the most critical times
Bikmo	Chester	North West	Cycle insurer powered by technology
BirdsEyeView	London	Greater London	Delivers natural catastrophe modelling and exposure management software to carriers, brokers and MGAs worldwide
Broker Insights	Dundee	Scotland	Empowering the commercial insurance industry through data-driven decision-making
Buckhill	Spalding	Midlands	AI-driven insights to elevate data accuracy and streamline workflows
C-Quence	London	Greater London	InsurTech MGA for trading and servicing mid-market commercial insurance
Capsule	Malvern	Midlands	API-driven commercial insurance broker for growing businesses
Carbon Underwriting	London	Greater London	Empowers brokers, coverholders and reinsurers with smart, data-driven solutions
CDL	Stockport	North West	Empowers insurance retailers with software to stay ahead in the market
CFC	London	Greater London	Pioneer in emerging risk, offering a broad range of commercial insurance products
Claim Technology	London	Greater London	Embedded claims platform
Claims Consortium Group	Taunton	South West	Property claims handling and claims workflow software
CLSQ	Kings Hill	South East	Technology and data-led insurance services that empower automation and decisioning for the UK property sector
Coincover	Cardiff	Wales	Insurance, wills and lost key protection for digital currencies
Concirrus	London	Greater London	AI underwriting platform
Confused.com	Cardiff	Wales	Comparison site for insurance and financial services
Covernet	Coleraine	Northern Ireland	Software to handle sales, accounts and claims handling
Cuvva	London	Greater London	Flexible temporary car insurance app
Cytora	London	Greater London	Risk digitisation platform
distriBind	London	Greater London	Automated back office for insurance agents, MGAs and brokers
Driverly	Cardiff	Wales	AI-powered car insurance provider
e-Zee	Taverham	East of England	Provider of strategic consultancy and IT support services to insurance industry
EIP	Maidstone	South East	Embedded insurance experts
Envelop Risk	London	Greater London	Data-driven cyber underwriting
FraudOps	Redhill	South East	AI-powered investigations and case management software for insurance companies
Genasys	London	Greater London	Modular, cloud-based insurance solution for insurers, MGAs and brokers
Gigasure	London	Greater London	InsurTech MGA providing customisable travel insurance supported by an app. First to embed Flight Delay and Baggage Delay insurance into an aggregator proposition in the UK
Hood Group	Southend-on-Sea	South East	Data and technology-driven insurance specialist
House of Insurtech	London	Greater London	Behind Insurforce cloud platform for insurance rating and underwriting
hyperexponential	London	Greater London	Insurance pricing software
Imaginera	Oxford	South East	Builds underwriting systems that empower insurance and reinsurance
Insly	London	Greater London	'Low-risk' insurance software
Instanda	London	Greater London	SaaS solution allowing insurers to build products
Insurance DataLab	Plymouth	South West	Market intelligence benchmarking platform
Insurwave	London	Greater London	Creating a digital pathway to simplify processes for commercial insurance
Intelligent AI	Exeter	South West	Location intelligence tech helping insurers, brokers and corporates to measure, predict and mitigate property risks in real time
Jove	London	Greater London	Provides flexible bundled insurance for contractors and freelancers
KASKO	London	Greater London	Allows businesses to create insurance products and fold them into their own digital channels
Ki	London	Greater London	Algorithmically powered underwriting to deliver quotes in seconds
Konsileo	London	Greater London	Broker platform which checks compliance and manages policy admin
Laka	London	Greater London	Bike insurance that works around a community of users
Lateral	London	Greater London	Private health insurance tailored for fit, active individuals over 60
Loadsure	London	Greater London	Analytics-based cloud solution for spot freight market
Loxa	London	Greater London	Provides retailers with product protection solutions
ManyPets	London	Greater London	Helps people find insurance for the things they care about most
Marshmallow	London	Greater London	Serves cheaper insurance to immigrants, expats and nomads
Maximum Information	London	Greater London	Automated tools for extracting decision-relevant information from catastrophe models
MEA Platform	London	Greater London	Execution layer that reads incoming information, applies insurance rules and executes work across underwriting, claims, finance and broking
Meshed	London	Greater London	AI-driven platform which connects with business data to find coverage in real-time from top insurers
Napo	London	Greater London	Pet insurance business that offers extras as standard such as dental cover and behavioural treatment
Open GI	Worcester	Midlands	Advanced insurance software
Optalitix	London	Greater London	Cloud-based solutions that enhance underwriting efficiency and improve pricing models
Oseven Telematics	London	Greater London	Customer-centric telematics platform
Paper Insurance	London	Greater London	SaaS underwriting platform for agents and insurance companies
Percayso Inform	Nottingham	Midlands	Data intelligence for all stages of the insurance lifecycle
Phinsys	London	Greater London	Finance and accounting solutions for insurance sector
Photocert	London	Greater London	Visual AI platform that provides process automation and photo authentication services for visual inspections
Pikl	Norwich	East of England	Sharing economy insurance firm
PremFina	London	Greater London	Finance software for insurance brokers
Previsico	Loughborough	Midlands	Real-time street-level flood warnings
Qlaims	London	Greater London	Software for the reporting and tracking of claims and evaluations
Quotall	London	Greater London	SaaS software for insurance distributors to e-trade through multiple channels
RDT	Kings Hill	South East	Automation and streamlined claims processing software solutions for insurance industry
Renew Risk	London	Greater London	Risk modelling and analytics software to secure energy transition
Ripe	Manchester	North West	Niche insurance powered by real-time analytics
Scrub AI	London	Greater London	Automates & optimises data cleansing with focus on insurance
Sprout.ai	London	Greater London	Contextual AI, including natural language processing, for insurance claims
Stubben Edge	London	Greater London	Platform allowing distributors, brokers and financial advisers to start, run and grow their business
Supercede	Telford	Midlands	Data-centric, global trading platform for reinsurance sector
Superscript	London	Greater London	Tailored business insurance for all kinds of SMEs
ThingCo	London	Greater London	Vehicle telematics for insurance industry
Ticker	Godalming	South East	Connected motor insurance through telematics device and app
Tracker	Uxbridge	South East	Supplier of vehicle tracking services
Tractable	London	Greater London	Automates damage assessment in insurance
Uinsure	Manchester	North West	Cloud-based insurance technology for advisers
Urban Jungle	London	Greater London	Uses AI to detect fraud and increase access to insurance
Veridox	Manchester	North West	AI software that analyses documents and images linked to insurance claims, flagging signs of possible manipulation
VIPR Solutions	London	Greater London	End-to-end management for the insurance market
VisionTrack	Tunbridge Wells	South East	Supplier of in-vehicle CCTV technology
Vitesse	London	Greater London	Settlement and liquidity management system
webuylifepolicy.com	London	Greater London	Helps individuals to sell their life insurance policies to receive a lump-sum cash payment
Wrisk	London	Greater London	Customisable platform for building mobile-first insurance experiences
YuLife	London	Greater London	Life insurance with focus on wellbeing and healthy living