It’s time to help decide BusinessCloud’s InsurTech 50 ranking for 2023.
The annual ranking celebrates the UK’s most innovative startups, scaleups and established firms creating original technology for the insurance industry.
We have shortlisted 83 firms for potential inclusion. The final InsurTech 50 ranking will be determined by a combination of reader votes and selections from an independent judging panel.
Voting begins on Monday 9th October and you will be able to cast your vote until 23:59 on Sunday October 15th. Browse the shortlist below and vote for the company you believe to be the most innovative.
The final InsurTech 50 ranking – supported by digital transformation experts Sputnik Digital – will be published online on Monday November 6th. Subscribe to our daily email tech innovation newsletter via the dropdown below when you vote to be among the first to see the results.
Alongside the InsurTech 50, we are running RegTech 50 (vote here) and FinTech 50 (vote here) rankings.
Your vote
Voting has now ended – you can see the final ranking here.
InsurTech 50 shortlist
| Company | HQ | Region | Description |
|---|---|---|---|
| Acturis | London | Greater London | Software-as-a-Service provider to the insurance industry |
| Addresscloud | Cambridge | East of England | Software services to geocode and risk-assess addresses |
| AkinovA | London | Greater London | Electronic marketplace for transfer and trading of insurance risks |
| Albany Group | London | Greater London | Risk and intelligence software for insurance industry |
| Anansi | London | Greater London | Automated insurance for global businesses |
| Arkel | London | Greater London | Tech-driven underwriting agency providing solutions for specialist and non-standard insurance products |
| Arma Karma | Colchester | East of England | Insurance subscription covering individual items |
| Artificial | London | Greater London | Digitising the quote, bind and issue process for commercial insurers |
| BirdsEyeView | London | Greater London | Uses AI and satellite technology to structure weather-based insurance for SMEs |
| Bluezone | London | Greater London | Personalised life cover powered by AI and behavioural science for individuals with chronic conditions |
| Broker Insights | Dundee | Scotland | InsurTech connecting local independent brokers and insurers |
| By Miles | London | Greater London | Vehicle insurance based on how far they are driven |
| Capsule | Malvern | Midlands | API-driven commercial insurance broker for growing businesses |
| CDL Group | Stockport | North West | Insurance software house |
| Claim Technology | London | Greater London | API access to InsurTech providers |
| Claims Consortium Group | Taunton | South West | Property claims handling and claims workflow software |
| Coincover | Cardiff | Wales | Insurance, wills and lost key protection for digital currencies |
| Concirrus | London | Greater London | Enables marine and motor insurers to manage risks in real time |
| Cover.Net | Coleraine | Northern Ireland | Software to handle sales, accounts and claims handling |
| Ctrlio | London | Greater London | AI-driven point-of-quote services for motor insurance |
| Cuvva | London | Greater London | Flexible car insurance app |
| Cytora | London | Greater London | AI-powered solution for commercial insurance underwriting |
| distriBind | London | Greater London | Automated back office for insurance agents, MGAs and brokers |
| Durell | Taunton | South West | CRM software for insurance and financial services |
| Envelop Risk | London | Greater London | Data-driven cyber underwriting |
| Flock | London | Greater London | Connected and autonomous vehicle insurance for motor fleets and commercial drones |
| FloodFlash | London | Greater London | Tech-enabled flood insurance provider |
| Fluffy | London | Greater London | Health-focused app and insurance cover for pets |
| Genasys Technologies | London | Greater London | Modular, cloud-based insurance solution for insurers, MGAs and brokers |
| Hood Group | Southend-on-Sea | South East | Data and technology-driven insurance specialist |
| House of Insurtech | London | Greater London | Behind Insurforce cloud platform for insurance rating and underwriting |
| Humn | London | Greater London | Data-driven risk platform providing contextual assessment of driver performance |
| Husmus | Bracknell | South East | Ethical insurance 'that improves the way you live' |
| Incited | London | Greater London | Data science for insurance |
| Inshur | Brighton | South East | Makes rideshare driver insurance easy |
| Insly | London | Greater London | Simple software for the complex business of insurance brokers, agents, MGAs and insurance companies. Make your insurance business digital with Insly. |
| Instanda | London | Greater London | SaaS solution allowing insurers to build products |
| Insurance DataLab | Plymouth | South West | Market intelligence benchmarking platform |
| Insure Apps | Dundee | Scotland | App for insurance claims allowing users to report motor, property and liability claims – capturing photographs, GPS & ‘voice to text’ |
| Insurwave | London | Greater London | Creating a digital pathway to simplify processes for commercial insurance |
| Kasko | London | Greater London | Allows businesses to create insurance products and fold them into their own digital channels |
| Konsileo | London | Greater London | Broker platform which checks compliance and manages policy admin |
| Laka | London | Greater London | Bike insurance that works around a community of users |
| Loadsure | London | Greater London | Analytics-based cloud solution for spot freight market |
| Marshmallow | London | Greater London | Serves cheaper insurance to immigrants, expats and nomads |
| Mckenzie Intelligence Services | London | Greater London | Geospatial data and imagery analysis intelligence |
| Nimbla | London | Greater London | Insurance platform protecting SMEs against insolvent customers |
| Oasis | London | Greater London | Non-profit open-source catastrophe modelling platform |
| Open GI | Worcester | Midlands | Advanced insurance software |
| Oseven Telematics | London | Greater London | Customer-centric telematics platform |
| Paper Insurance | London | Greater London | SaaS underwriting platform for agents and insurance companies |
| Peaccce | High Wycombe | South East | Gives users a permanent insurance home regardless of who's insuring them |
| Peppercorn | Cardiff | Wales | Low-cost, automated digital insurance |
| Percayso | Nottingham | Midlands | Data intelligence for all stages of the insurance lifecycle |
| Phinsys | London | Greater London | Finance and accounting solutions for insurance sector |
| Pikl | Norwich | East of England | Sharing economy insurance firm |
| PlanetWatchers | London | Greater London | AI crop insights for insurers and agricultural industry |
| PremFina | London | Greater London | Finance software for insurance brokers |
| Previsico | Loughborough | Midlands | Real-time street-level flood warnings |
| Qlaims | London | Greater London | Software for the reporting and tracking of claims and evaluations |
| Renew Risk | London | Greater London | Risk modelling and analytics software to secure energy transition |
| RightIndem | Nottingham | Midlands | AI, digital and self-service claims |
| Ripe Thinking | Manchester | North West | Niche insurance powered by real-time analytics |
| Rnwl | Cambridge | East of England | Analyses car insurance market & informs users when they can save money by switching |
| Scrub AI | London | Greater London | Automates & optimises data cleansing with focus on insurance |
| Send Technology Solutions | London | Greater London | Connected workbench for agile insurers |
| So-sure | London | Greater London | Insurance with up to 80% cashback on premiums if you don’t claim |
| Sprout.ai | London | Greater London | Contextual AI, including natural language processing, for insurance claims |
| Stubben Edge | London | Greater London | Platform allowing distributors, brokers and financial advisers to start, run and grow their business |
| Supercede | Telford | Midlands | Data-centric, global trading platform for reinsurance sector |
| Superscript | London | Greater London | Tailored business insurance for all kinds of SMEs |
| Tapoly | London | Greater London | SaaS on-demand insurance products |
| Taveo | Glasgow | Scotland | Insurance broker formerly known as Hubb Insure |
| ThingCo | London | Greater London | Vehicle telematics for insurance industry |
| Ticker | Godalming | South East | Connected motor insurance through telematics device and app |
| Tractable | London | Greater London | Automates damage assessment in insurance |
| UInsure | Manchester | North West | Cloud-based insurance technology for advisers |
| Urban Jungle | London | Greater London | Uses AI to detect fraud and increase access to insurance |
| VIPR Solutions | London | Greater London | End-to-end management for the insurance market |
| Vitesse | London | Greater London | Settlement and liquidity management system |
| Wrisk | London | Greater London | Customisable platform for building mobile-first insurance experiences |
| YuLife | London | Greater London | Life insurance with focus on wellbeing and healthy living |
| Zego | London | Greater London | Provides insurance to gig economy workers |