It’s time to help decide BusinessCloud’s InsurTech 50 ranking for 2026.
The annual ranking celebrates the UK’s most innovative startups, scaleups and established firms creating original technology for insurance advice, products and claims.
We have shortlisted 92 firms for potential inclusion. The final InsurTech 50 ranking will be determined by a combination of reader votes and selections from an expert judging panel.
Browse the shortlist below and vote for the company you believe to be the most innovative. Voting will run for seven days, ending at 23:59 on Sunday 4th October.
The final InsurTech 50 ranking will be published online on Monday 19th October. Subscribe to our daily email tech innovation newsletter via the dropdown below when you vote to be among the first to see the results.
Your vote
Voting has now ended – the 2026 InsurTech 50 will be published here on Monday 19th October.
InsurTech 50 shortlist
| Company | HQ | Region | Description |
|---|---|---|---|
| Acturis | London | Greater London | Software-as-a-Service provider to the insurance industry |
| Addresscloud | Cambridge | East of England | Software services to geocode and risk-assess addresses |
| AkinovA | London | Greater London | Electronic marketplace for transfer and trading of insurance risks |
| Albany Group | London | Greater London | Risk and intelligence software for insurance industry |
| Anansi | London | Greater London | Platform that catches invoice errors, insures shipments and resolves every claim related to late-mile deliveries |
| Arma Karma | Colchester | East of England | Insurance subscription covering individual items such as gadgets |
| Arrow Risk Management | London | Greater London | MGA underwriting platform providing governance-driven, data-rich service |
| Artificial | London | Greater London | Infrastructure allowing brokers and insurers to trade risk |
| Artio | London | Greater London | Insurance on carbon credits with real-time risk monitoring for enhanced protection |
| Bamboo Connect | London | Greater London | Delivers device claims outcomes that protect reputations at the most critical times |
| Bikmo | Chester | North West | Cycle insurer powered by technology |
| BirdsEyeView | London | Greater London | Delivers natural catastrophe modelling and exposure management software to carriers, brokers and MGAs worldwide |
| Broker Insights | Dundee | Scotland | Empowering the commercial insurance industry through data-driven decision-making |
| Buckhill | Spalding | Midlands | AI-driven insights to elevate data accuracy and streamline workflows |
| C-Quence | London | Greater London | InsurTech MGA for trading and servicing mid-market commercial insurance |
| Capsule | Malvern | Midlands | API-driven commercial insurance broker for growing businesses |
| Carbon Underwriting | London | Greater London | Empowers brokers, coverholders and reinsurers with smart, data-driven solutions |
| CDL | Stockport | North West | Empowers insurance retailers with software to stay ahead in the market |
| CFC | London | Greater London | Pioneer in emerging risk, offering a broad range of commercial insurance products |
| Claim Technology | London | Greater London | Embedded claims platform |
| Claims Consortium Group | Taunton | South West | Property claims handling and claims workflow software |
| CLSQ | Kings Hill | South East | Technology and data-led insurance services that empower automation and decisioning for the UK property sector |
| Coincover | Cardiff | Wales | Insurance, wills and lost key protection for digital currencies |
| Concirrus | London | Greater London | AI underwriting platform |
| Confused.com | Cardiff | Wales | Comparison site for insurance and financial services |
| Covernet | Coleraine | Northern Ireland | Software to handle sales, accounts and claims handling |
| Cuvva | London | Greater London | Flexible temporary car insurance app |
| Cytora | London | Greater London | Risk digitisation platform |
| distriBind | London | Greater London | Automated back office for insurance agents, MGAs and brokers |
| Driverly | Cardiff | Wales | AI-powered car insurance provider |
| e-Zee | Taverham | East of England | Provider of strategic consultancy and IT support services to insurance industry |
| EIP | Maidstone | South East | Embedded insurance experts |
| Envelop Risk | London | Greater London | Data-driven cyber underwriting |
| FraudOps | Redhill | South East | AI-powered investigations and case management software for insurance companies |
| Genasys | London | Greater London | Modular, cloud-based insurance solution for insurers, MGAs and brokers |
| Gigasure | London | Greater London | InsurTech MGA providing customisable travel insurance supported by an app. First to embed Flight Delay and Baggage Delay insurance into an aggregator proposition in the UK |
| Hood Group | Southend-on-Sea | South East | Data and technology-driven insurance specialist |
| House of Insurtech | London | Greater London | Behind Insurforce cloud platform for insurance rating and underwriting |
| hyperexponential | London | Greater London | Insurance pricing software |
| Imaginera | Oxford | South East | Builds underwriting systems that empower insurance and reinsurance |
| Insly | London | Greater London | 'Low-risk' insurance software |
| Instanda | London | Greater London | SaaS solution allowing insurers to build products |
| Insurance DataLab | Plymouth | South West | Market intelligence benchmarking platform |
| Insurwave | London | Greater London | Creating a digital pathway to simplify processes for commercial insurance |
| Intelligent AI | Exeter | South West | Location intelligence tech helping insurers, brokers and corporates to measure, predict and mitigate property risks in real time |
| Jove | London | Greater London | Provides flexible bundled insurance for contractors and freelancers |
| KASKO | London | Greater London | Allows businesses to create insurance products and fold them into their own digital channels |
| Ki | London | Greater London | Algorithmically powered underwriting to deliver quotes in seconds |
| Konsileo | London | Greater London | Broker platform which checks compliance and manages policy admin |
| Laka | London | Greater London | Bike insurance that works around a community of users |
| Lateral | London | Greater London | Private health insurance tailored for fit, active individuals over 60 |
| Loadsure | London | Greater London | Analytics-based cloud solution for spot freight market |
| Loxa | London | Greater London | Provides retailers with product protection solutions |
| ManyPets | London | Greater London | Helps people find insurance for the things they care about most |
| Marshmallow | London | Greater London | Serves cheaper insurance to immigrants, expats and nomads |
| Maximum Information | London | Greater London | Automated tools for extracting decision-relevant information from catastrophe models |
| MEA Platform | London | Greater London | Execution layer that reads incoming information, applies insurance rules and executes work across underwriting, claims, finance and broking |
| Meshed | London | Greater London | AI-driven platform which connects with business data to find coverage in real-time from top insurers |
| Napo | London | Greater London | Pet insurance business that offers extras as standard such as dental cover and behavioural treatment |
| Open GI | Worcester | Midlands | Advanced insurance software |
| Optalitix | London | Greater London | Cloud-based solutions that enhance underwriting efficiency and improve pricing models |
| Oseven Telematics | London | Greater London | Customer-centric telematics platform |
| Paper Insurance | London | Greater London | SaaS underwriting platform for agents and insurance companies |
| Percayso Inform | Nottingham | Midlands | Data intelligence for all stages of the insurance lifecycle |
| Phinsys | London | Greater London | Finance and accounting solutions for insurance sector |
| Photocert | London | Greater London | Visual AI platform that provides process automation and photo authentication services for visual inspections |
| Pikl | Norwich | East of England | Sharing economy insurance firm |
| PremFina | London | Greater London | Finance software for insurance brokers |
| Previsico | Loughborough | Midlands | Real-time street-level flood warnings |
| Qlaims | London | Greater London | Software for the reporting and tracking of claims and evaluations |
| Quotall | London | Greater London | SaaS software for insurance distributors to e-trade through multiple channels |
| RDT | Kings Hill | South East | Automation and streamlined claims processing software solutions for insurance industry |
| Renew Risk | London | Greater London | Risk modelling and analytics software to secure energy transition |
| Ripe | Manchester | North West | Niche insurance powered by real-time analytics |
| Scrub AI | London | Greater London | Automates & optimises data cleansing with focus on insurance |
| Sprout.ai | London | Greater London | Contextual AI, including natural language processing, for insurance claims |
| Stubben Edge | London | Greater London | Platform allowing distributors, brokers and financial advisers to start, run and grow their business |
| Supercede | Telford | Midlands | Data-centric, global trading platform for reinsurance sector |
| Superscript | London | Greater London | Tailored business insurance for all kinds of SMEs |
| ThingCo | London | Greater London | Vehicle telematics for insurance industry |
| Ticker | Godalming | South East | Connected motor insurance through telematics device and app |
| Tracker | Uxbridge | South East | Supplier of vehicle tracking services |
| Tractable | London | Greater London | Automates damage assessment in insurance |
| Uinsure | Manchester | North West | Cloud-based insurance technology for advisers |
| Urban Jungle | London | Greater London | Uses AI to detect fraud and increase access to insurance |
| Veridox | Manchester | North West | AI software that analyses documents and images linked to insurance claims, flagging signs of possible manipulation |
| VIPR Solutions | London | Greater London | End-to-end management for the insurance market |
| VisionTrack | Tunbridge Wells | South East | Supplier of in-vehicle CCTV technology |
| Vitesse | London | Greater London | Settlement and liquidity management system |
| webuylifepolicy.com | London | Greater London | Helps individuals to sell their life insurance policies to receive a lump-sum cash payment |
| Wrisk | London | Greater London | Customisable platform for building mobile-first insurance experiences |
| YuLife | London | Greater London | Life insurance with focus on wellbeing and healthy living |