It’s time to help decide BusinessCloud’s InsurTech 50 ranking for 2024.
The annual ranking celebrates the UK’s most innovative startups, scaleups and established firms creating original technology for insurance advice, products and claims.
We have shortlisted 89 firms for potential inclusion. The final InsurTech 50 ranking will be determined by a combination of reader votes and selections from an expert judging panel.
Browse the shortlist below and vote for the company you believe to be the most innovative. Voting will run for seven days, ending at 23:59 on Sunday 6th October.
The final InsurTech 50 ranking – supported by digital transformation experts Sputnik Digital – will be published online on Monday 28th October. Subscribe to our daily email tech innovation newsletter via the dropdown below when you vote to be among the first to see the results.
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InsurTech 50 shortlist
| Company | HQ | Region | Description |
|---|---|---|---|
| Acturis | London | Greater London | Software-as-a-Service provider to the insurance industry |
| Addresscloud | Cambridge | East of England | Software services to geocode and risk-assess addresses |
| AkinovA | London | Greater London | Electronic marketplace for transfer and trading of insurance risks |
| Albany Group | London | Greater London | Risk and intelligence software for insurance industry |
| Anansi | London | Greater London | Automated insurance for global businesses |
| Arkel | London | Greater London | Tech-driven underwriting agency providing solutions for specialist and non-standard insurance products |
| Arma Karma | Colchester | East of England | Insurance subscription covering individual items |
| Arrow Risk Management | London | Greater London | MGA underwriting platform providing governance-driven, data-rich service |
| Artificial | London | Greater London | Digitising the quote, bind and issue process for commercial insurers |
| Asterias | London | Greater London | Digital structured loss data solutions for collaboration among insurance industry stakeholders |
| Bikmo | Chester | North West | Cycle insurer powered by technology |
| BirdsEyeView | London | Greater London | Uses AI and satellite technology to structure weather-based insurance for SMEs |
| Blueberry Life | London | Greater London | Personalised life cover powered by AI and behavioural science for individuals with chronic conditions |
| Broker Insights | Dundee | Scotland | InsurTech connecting local independent brokers and insurers |
| C-Quence | London | Greater London | Platform streamlining broker processes & automating renewals |
| Capsule | Malvern | Midlands | API-driven commercial insurance broker for growing businesses |
| CDL Group | Stockport | North West | Insurance software house |
| Claim Technology | London | Greater London | API access to InsurTech providers |
| Claims Consortium Group | Taunton | South West | Property claims handling and claims workflow software |
| Coincover | Cardiff | Wales | Insurance, wills and lost key protection for digital currencies |
| Concirrus | London | Greater London | Enables marine and motor insurers to manage risks in real time |
| Covernet | Coleraine | Northern Ireland | Software to handle sales, accounts and claims handling |
| Cuvva | London | Greater London | Flexible car insurance app |
| Cytora | London | Greater London | AI-powered solution for commercial insurance underwriting |
| distriBind | London | Greater London | Automated back office for insurance agents, MGAs and brokers |
| Driverly | Cardiff | Wales | Driverly is a UK based insurance broker, set up in 2021 to specialise in car insurance. |
| EIP | Maidstone | South East | EIP is the industry-leading InsurTech software company powering businesses to offer insurance products to their customers |
| Envelop Risk | London | Greater London | Data-driven cyber underwriting |
| Flock | London | Greater London | Connected and autonomous vehicle insurance for motor fleets and commercial drones |
| FloodFlash | London | Greater London | Tech-enabled flood insurance provider |
| Genasys | London | Greater London | Modular, cloud-based insurance solution for insurers, MGAs and brokers |
| Hood Group | Southend-on-Sea | South East | Data and technology-driven insurance specialist |
| House of Insurtech | London | Greater London | Behind Insurforce cloud platform for insurance rating and underwriting |
| Husmus | Bracknell | South East | Ethical insurance 'that improves the way you live' |
| hyperexponential | London | Greater London | Insurance pricing software |
| Incited | London | Greater London | Data science for insurance |
| Insly | London | Greater London | Software for insurance companies, brokers, agents & MGAs |
| Instanda | London | Greater London | SaaS solution allowing insurers to build products |
| Insurance DataLab | Plymouth | South West | Market intelligence benchmarking platform |
| Insure Apps | Dundee | Scotland | App for insurance claims allowing users to report motor, property and liability claims – capturing photographs, GPS & ‘voice to text’ |
| Insurwave | London | Greater London | Creating a digital pathway to simplify processes for commercial insurance |
| Intelligent AI Limited | Exeter | South West | Location intelligence tech helping insurers, brokers and corporates to measure, predict and mitigate property risks in real time |
| Juniper | London | Greater London | Helping employers offer reproductive health cover without the cost and complexity |
| KASKO | London | Greater London | Allows businesses to create insurance products and fold them into their own digital channels |
| Ki | London | Greater London | Algorithmically powered underwriting to deliver quotes in seconds |
| Konsileo | London | Greater London | Broker platform which checks compliance and manages policy admin |
| Laka | London | Greater London | Bike insurance that works around a community of users |
| Loadsure | London | Greater London | Analytics-based cloud solution for spot freight market |
| Lukango | London | Greater London | Insurance built around small businesses claiming to provide a quote in 5 minutes |
| Marshmallow | London | Greater London | Serves cheaper insurance to immigrants, expats and nomads |
| Mckenzie Intelligence Services | London | Greater London | Geospatial data and imagery analysis intelligence |
| Oasis | London | Greater London | Non-profit open-source catastrophe modelling platform |
| Open GI | Worcester | Midlands | Advanced insurance software |
| Oseven Telematics | London | Greater London | Customer-centric telematics platform |
| Paper Insurance | London | Greater London | SaaS underwriting platform for agents and insurance companies |
| Peppercorn | Cardiff | Wales | Low-cost, automated digital insurance |
| Percayso | Nottingham | Midlands | Data intelligence for all stages of the insurance lifecycle |
| pH Innovate | Pontypool | Wales | InsurTech ecosystem offering unique solutions for niche markets for insurers |
| Phinsys | London | Greater London | Finance and accounting solutions for insurance sector |
| Pikl | Norwich | East of England | Sharing economy insurance firm |
| PremFina | London | Greater London | Finance software for insurance brokers |
| Previsico | Loughborough | Midlands | Real-time street-level flood warnings |
| Qlaims | London | Greater London | Software for the reporting and tracking of claims and evaluations |
| Qumata Group Ltd | London | Greater London | Health & life insurance underwriting platform which calculates risk of diagnosis for 800+ conditions |
| Quotall | London | Greater London | SaaS software for insurance distributors to e-trade through multiple channels |
| Renew Risk | London | Greater London | Risk modelling and analytics software to secure energy transition |
| RightIndem | Nottingham | Midlands | AI, digital and self-service claims |
| Ripe Thinking | Manchester | North West | Niche insurance powered by real-time analytics |
| Rnwl | Cambridge | East of England | Analyses car insurance market & informs users when they can save money by switching |
| Scrub AI | London | Greater London | Automates & optimises data cleansing with focus on insurance |
| Send Technology Solutions | London | Greater London | Connected workbench for agile insurers |
| Sprout.ai | London | Greater London | Contextual AI, including natural language processing, for insurance claims |
| Stubben Edge | London | Greater London | Platform allowing distributors, brokers and financial advisers to start, run and grow their business |
| Supercede | Telford | Midlands | Data-centric, global trading platform for reinsurance sector |
| Superscript | London | Greater London | Tailored business insurance for all kinds of SMEs |
| Tapoly | London | Greater London | SaaS on-demand insurance products |
| Taveo | Glasgow | Scotland | Insurance broker formerly known as Hubb Insure |
| ThingCo | London | Greater London | Vehicle telematics for insurance industry |
| Ticker | Godalming | South East | Connected motor insurance through telematics device and app |
| Tractable | London | Greater London | Automates damage assessment in insurance |
| UInsure | Manchester | North West | Cloud-based insurance technology for advisers |
| Urban Jungle | London | Greater London | Uses AI to detect fraud and increase access to insurance |
| VIPR Solutions | London | Greater London | End-to-end management for the insurance market |
| VisionTrack | Tunbridge Wells | South East | Supplier of in-vehicle CCTV technology |
| Vitesse | London | Greater London | Settlement and liquidity management system |
| Wrisk | London | Greater London | Customisable platform for building mobile-first insurance experiences |
| YuLife | London | Greater London | Life insurance with focus on wellbeing and healthy living |
| Yurtle | London | Greater London | Socially minded InsurTech supporting employees balancing child and adult care with paid work |
| Zego | London | Greater London | Provides insurance to gig economy workers |