Intelligent AI is a global location intelligence platform that helps you to identify, measure, predict and mitigate property risks and property reinstatement costs in seconds.
In a world of global pandemics, financial crashes, natural catastrophes and increasingly complex business risks, it is essential for insurers, brokers and corporates to have near real-time, location-based risk insights and property rebuild cost valuations to make better decisions.
Our SaaS platform uses advanced predictive algorithms, risk data, valuation data and visualisations to empower you to achieve more intelligent outcomes and take action on what matters most.
Intelligent Risk API
Unlock a complete 360° view of property risk with our Intelligent Risk API – delivering extensive, high-quality COPE data in seconds.
The API powers risk pricing for single sites or portfolios of hundreds of thousands.
Secure, scalable, and lightning-fast, it integrates seamlessly into underwriting, risk management, claims, and pricing systems.
Gain unmatched accuracy and speed – transforming how you assess and manage risk, at any scale.
Intelligent Rebuild Cost Platform
Developed through Lloyd’s Lab – the Lloyd’s of London Innovation Lab – together with leading insurers, brokers and chartered surveyors, the Intelligent Rebuild Cost Platform automates the delivery of all the key property data and valuations to address the challenge of underinsurance.
It takes care of:
• Address validation
• Geocoding
• Occupancy
• Footprint and height
• Number of storeys
• Cost per square meter
• Demolition cost
• Building cost
• Extended construction
• Design & Professional fees
• Planning
• Locality costs
• External costs
• Maps, external imagery and satellite
Intelligent Risk Underwriting
The Intelligent Risk Underwriting Platform is a single, powerful SaaS platform delivering a 360° view of risk with premium COPE data.
It can be used to assess thousands of properties, enriched with geocoding, maps, StreetView, satellite imagery, flood maps, construction details, fire risk, and crime analysis.
Serving insurers, brokers, and property owners, the platform creates true Digital Twins of Risk – bringing every property to life for smarter, faster, and more accurate underwriting decisions.
Intelligent Address Validation
Ensure every policy starts with the right location via our Intelligent Address Validation.
This uses advanced AI and algorithms to ingest, clean, and correct millions of addresses, validating them against trusted sources like Ordnance Survey, Land Registry and the Post Office. It enriches each record with precise Lat/Longs and UPRNs.
Our Intelligent Address Validation gives insurers, brokers, and clients the accurate location intelligence they need to power reliable risk models and better decision-making.