It’s time to help decide BusinessCloud’s InsurTech 50 ranking for 2025.
The annual ranking celebrates the UK’s most innovative startups, scaleups and established firms creating original technology for insurance advice, products and claims.
We have shortlisted 99 firms for potential inclusion. The final InsurTech 50 ranking will be determined by a combination of reader votes and selections from an expert judging panel.
Browse the shortlist below and vote for the company you believe to be the most innovative. Voting will run for seven days, ending at 23:59 on Sunday 12th October.
The final InsurTech 50 ranking will be published online on Monday 27th October. Subscribe to our daily email tech innovation newsletter via the dropdown below when you vote to be among the first to see the results.
Your vote
Voting has now ended – the 2025 InsurTech 50 will be published here.
InsurTech 50 shortlist
| Company | HQ | Region | Description |
|---|---|---|---|
| Acturis | London | Greater London | Software-as-a-Service provider to the insurance industry |
| Addresscloud | Cambridge | East of England | Software services to geocode and risk-assess addresses |
| AkinovA | London | Greater London | Electronic marketplace for transfer and trading of insurance risks |
| Albany Group | London | Greater London | Risk and intelligence software for insurance industry |
| Anansi | London | Greater London | Automated insurance for global businesses |
| Arkel | London | Greater London | Tech-driven underwriting agency providing solutions for specialist and non-standard insurance products |
| Arma Karma | Colchester | East of England | Insurance subscription covering individual items |
| Arrow Risk Management | London | Greater London | MGA underwriting platform providing governance-driven, data-rich service |
| Artificial | London | Greater London | Digitising the quote, bind and issue process for commercial insurers |
| Artio | London | Greater London | Insurance on carbon credits with real-time risk monitoring for enhanced protection |
| Bikmo | Chester | North West | Cycle insurer powered by technology |
| BirdsEyeView | London | Greater London | Uses AI and satellite technology to structure weather-based insurance for SMEs |
| Blueberry Life | London | Greater London | Personalised life cover powered by AI and behavioural science for individuals with chronic conditions |
| Broker Insights | Dundee | Scotland | InsurTech connecting local independent brokers and insurers |
| C-Quence | London | Greater London | Platform streamlining broker processes & automating renewals |
| Capsule | Malvern | Midlands | API-driven commercial insurance broker for growing businesses |
| CDL Software | Stockport | North West | Empowers insurance retailers with software to stay ahead in the market |
| CFC | London | Greater London | Pioneer in emerging risk, offering a broad range of commercial insurance products |
| Claim Technology | London | Greater London | API access to InsurTech providers |
| Claims Consortium Group | Taunton | South West | Property claims handling and claims workflow software |
| CLSQ | Kings Hill | South East | Technology and data-led insurance services that empower automation and decisioning for the UK property sector |
| Coincover | Cardiff | Wales | Insurance, wills and lost key protection for digital currencies |
| Concirrus | London | Greater London | Specialist solutions for specialty insurance to grow profitable business |
| Confused.com | Cardiff | Wales | Comparison site for insurance and financial services |
| Covernet | Coleraine | Northern Ireland | Software to handle sales, accounts and claims handling |
| Cuvva | London | Greater London | Flexible car insurance app |
| Cytora | London | Greater London | AI-powered solution for commercial insurance underwriting |
| distriBind | London | Greater London | Automated back office for insurance agents, MGAs and brokers |
| Driverly | Cardiff | Wales | AI-powered car insurance provider |
| e-Zee Insurance Solutions | Taverham | East of England | Provider of strategic consultancy and IT support services to insurance industry |
| EIP | Maidstone | South East | Embedded insurance experts |
| Envelop Risk | London | Greater London | Data-driven cyber underwriting |
| Flock | London | Greater London | Connected and autonomous vehicle insurance for motor fleets and commercial drones |
| FloodFlash | London | Greater London | Tech-enabled flood insurance provider |
| Genasys | London | Greater London | Modular, cloud-based insurance solution for insurers, MGAs and brokers |
| Gigasure | London | Greater London | Tech platform that streamlines broker processes and automates renewals in the management liability insurance sector |
| Hood Group | Southend-on-Sea | South East | Data and technology-driven insurance specialist |
| House of Insurtech | London | Greater London | Behind Insurforce cloud platform for insurance rating and underwriting |
| hyperexponential | London | Greater London | Insurance pricing software |
| Imaginera | Oxford | South East | Builds underwriting systems that empower insurance and reinsurance |
| Innovation Group | Whiteley | South East | Provides claims management solutions to insurers, fleet managers and automotive manufacturers |
| Insly | London | Greater London | Software for insurance companies, brokers, agents & MGAs |
| Instanda | London | Greater London | SaaS solution allowing insurers to build products |
| Insurance DataLab | Plymouth | South West | Market intelligence benchmarking platform |
| Insure Apps | Dundee | Scotland | App for insurance claims allowing users to report motor, property and liability claims – capturing photographs, GPS & ‘voice to text’ |
| Insurwave | London | Greater London | Creating a digital pathway to simplify processes for commercial insurance |
| Intelligent AI Limited | Exeter | South West | Location intelligence tech helping insurers, brokers and corporates to measure, predict and mitigate property risks in real time |
| Jove | London | England | Provides flexible bundled insurance for contractors and freelancers |
| Juniper | London | Greater London | Helping employers offer reproductive health cover without the cost and complexity |
| KASKO | London | Greater London | Allows businesses to create insurance products and fold them into their own digital channels |
| Ki | London | Greater London | Algorithmically powered underwriting to deliver quotes in seconds |
| Konsileo | London | Greater London | Broker platform which checks compliance and manages policy admin |
| Laka | London | Greater London | Bike insurance that works around a community of users |
| Loadsure | London | Greater London | Analytics-based cloud solution for spot freight market |
| Loxa | London | Greater London | Provides retailers with product protection solutions |
| Lukango | London | Greater London | Insurance built around small businesses claiming to provide a quote in 5 minutes |
| ManyPets | London | Greater London | Helps people find insurance for the things they care about most |
| Marshmallow | London | Greater London | Serves cheaper insurance to immigrants, expats and nomads |
| Mckenzie Intelligence Services | London | Greater London | Geospatial data and imagery analysis intelligence |
| Meshed | London | Greater London | AI-driven platform which connects with business data to find coverage in real-time from top insurers |
| Napo | London | England | Pet insurance business that offers extras as standard such as dental cover and behavioural treatment |
| Nuon AI | Tunbridge Wells | South East | AI-powered insurance product lifecycle company |
| Open GI | Worcester | Midlands | Advanced insurance software |
| Optalitix | London | Greater London | Cloud-based solutions that enhance underwriting efficiency and improve pricing models |
| Oseven Telematics | London | Greater London | Customer-centric telematics platform |
| Paper Insurance | London | Greater London | SaaS underwriting platform for agents and insurance companies |
| PeppercornAI | Cardiff | Wales | Pure SaaS player behind specialist insurance AI agent Pipr |
| Percayso | Nottingham | Midlands | Data intelligence for all stages of the insurance lifecycle |
| pH Innovate | Pontypool | Wales | InsurTech ecosystem offering unique solutions for niche markets for insurers |
| Phinsys | London | Greater London | Finance and accounting solutions for insurance sector |
| PhotoCert | London | Greater London | Visual AI platform that provides process automation and photo authentication services for visual inspections |
| Pikl | Norwich | East of England | Sharing economy insurance firm |
| PlanetWatchers | London | Greater London | AI crop insights for insurers and agricultural industry |
| PremFina | London | Greater London | Finance software for insurance brokers |
| Previsico | Loughborough | Midlands | Real-time street-level flood warnings |
| Qlaims | London | Greater London | Software for the reporting and tracking of claims and evaluations |
| Quotall | London | Greater London | SaaS software for insurance distributors to e-trade through multiple channels |
| Renew Risk | London | Greater London | Risk modelling and analytics software to secure energy transition |
| Ripe Thinking Limited | Manchester | North West | Niche insurance powered by real-time analytics |
| Scrub AI | London | Greater London | Automates & optimises data cleansing with focus on insurance |
| Send Technology Solutions | London | Greater London | Connected workbench for agile insurers |
| Sprout.ai | London | Greater London | Contextual AI, including natural language processing, for insurance claims |
| Stubben Edge | London | Greater London | Platform allowing distributors, brokers and financial advisers to start, run and grow their business |
| Supercede | Telford | Midlands | Data-centric, global trading platform for reinsurance sector |
| Superscript | London | Greater London | Tailored business insurance for all kinds of SMEs |
| Tapoly | London | Greater London | SaaS on-demand insurance products |
| ThingCo | London | Greater London | Vehicle telematics for insurance industry |
| Ticker | Godalming | South East | Connected motor insurance through telematics device and app |
| Tracker | Uxbridge | South East | Supplier of vehicle tracking services |
| Tractable | London | Greater London | Automates damage assessment in insurance |
| Uinsure | Manchester | North West | Cloud-based insurance technology for advisers |
| Urban Jungle | London | Greater London | Uses AI to detect fraud and increase access to insurance |
| Veridox | Manchester | North West | AI software that analyses documents and images linked to insurance claims, flagging signs of possible manipulation |
| VIPR Solutions | London | Greater London | End-to-end management for the insurance market |
| VisionTrack | Tunbridge Wells | South East | Supplier of in-vehicle CCTV technology |
| Vitesse | London | Greater London | Settlement and liquidity management system |
| Wrisk | London | Greater London | Customisable platform for building mobile-first insurance experiences |
| YuLife | London | Greater London | Life insurance with focus on wellbeing and healthy living |
| Yurtle | London | Greater London | Socially minded InsurTech supporting employees balancing child and adult care with paid work |