Welcome to BusinessCloud’s FinTech 50 ranking for 2025.
Zuto, a Manchester company providing online car finance and loans, tops the annual ranking of UK companies creating original technology for finance and payments.
Following the creation of a 169-strong shortlist, the final ranking – proudly supported by S&W – was decided by a combination of selections from an expert judging panel (see below) and a vote among readers of BusinessCloud.
S&W supports fast-growing FinTechs and founders, helping them to disrupt and dominate their sectors with comprehensive services across accountancy, tax and advisory. It helps to navigate complexities and create opportunities across every stage of business with award-winning services and advice.
The judges
Janine Hirt, CEO, Innovate Finance
Janine Hirt is CEO of Innovate Finance, the industry body representing UK FinTech. Part of the founding team in 2015 – first as head of membership then ecosystem director – she was named COO in 2017 before stepping up to lead the organisation in 2021.
Joe Roche, general manager, FinTech North
Joe Roche has worked across the professional services, legal services and FinTech sectors in the North of England since 2016. FinTech North, founded in 2016 as the first regional UK FinTech hub, brings together people who either have an interest or work in FinTech and its adjacent sectors.
Helene Panzarino, associate director, Centre for Digital Banking and Finance
Helene Panzarino is a banking innovation consultant, educator and evangelist. She has a deep understanding of the forces, threats and opportunities reshaping the global financial industry and has developed world-leading programmes that explore those forces and the industry’s responses to them.
Gary Fenemore, tax director, S&W
Gary Fenemore specialises in personal and corporate tax advice. He supports entrepreneurial businesses – startups, scaleups, private equity-backed firms – through growth, restructuring, exit, employee incentives and international expansion.
Jonathan Symcox, editor, BusinessCloud
You can click on the company names to see what they do. Businesses wishing to purchase a dedicated business page – including a logo, website links and content promotion – with a feature box below can email editor Jonathan Symcox here.
You can nominate a business for the next edition of this ranking here.