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Zopa delivers £65m profit after entering everyday banking

Published: March 19, 2026 at 9:04 am

Author: Jonathan Symcox

Digital bank Zopa has reported its third full year of profitability after doubling profit before tax to £65 million in 2025.

The FinTech, which only launched in 2020, grew its customer base to 1.7m in 2025 across savings, lending and everyday banking, onboarding more than half a million gross new customers during the year. 

As a result, Zopa scaled revenue in line with customer growth, with total revenue increasing 24% to £377.1m in 2025 and total operating income climbing 21% to £359.6m.

 

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